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Medicare on Your Terms.

Like TurboTax, but for Medicare.

Find plans with the HIGHEST estimated benefits and LOWEST estimated costs based on your needs, for FREE!

We guarantee not to sell your info or bother you with excessive calls.

We are a licensed health insurance agency representing many insurance companies.

Anne White
Anne White
Levi was wonderful at helping find the right type of health insurance plan for me. My questions were answered and I received calls back rather quickly. I appreciate ChoiceGuard Insurance Services for being on point and getting it right the first time.
Randy Fisher
Randy Fisher
Wonderful and easy experience getting enrolled in Medicare parts C&D with Levi Duke at ChoiceGuard Insurance. Was able to do it all over the phone and internet and Levi was great at explaining everything and helping me find a plan that covered all of my needs and preference.
Kitty Cat
Kitty Cat
Levi was absolutely THE best! He guided me through the most logical course of action to get me exactly the insurance that I needed. I was completely in the dark & he explained everything to me! I highly recommend him and this company!!
Linda Torres
Linda Torres
Judy Isaacson
Judy Isaacson
KEVIN BOGARDUS
KEVIN BOGARDUS
levi duke good agent
Jim Lindahl
Jim Lindahl
My experience was great! Very easy to talk with, and clear in helping to undertstand options. They are very professional and I plan on using them in the future.
Dean H Bowen
Dean H Bowen
Levi Duke is professional, efficient, caring and very helpful. He saved us time shopping different companies to find the best deal for our needs. We recommend his services. He makes the process simple and understandable. Very pleased.
Pam Hassinger
Pam Hassinger
We could see that Levi Duke is a sharp and capable Agent, but he really surpassed our expectations! He was super knowledgeable about ALL the companies out there and could give us great reasons why certain ones gave US the best support. He was wonderfully patient w/ us as it's necessary to do the sign-up process digitally; and we ARE seniors! We felt perfect confidence in his suggestions and felt complete comfort as we finished enrolling. We would recommend Levi Duke to all our friends and family! Awesome service we received!!!
Maria Mejia
Maria Mejia
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Instant Plan Benefits Comparison Done For You

All benefits, including Part B Premium give-back, are not available with all plans and may be included with some plans in certain areas to qualifying beneficiaries. Availability of benefits and plans vary by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays, and coinsurance may apply. We’ll help you see what plans you qualify for!

How Does it Work?

Step 1: Answer Questions*

Answer a few optional questions about the benefits and coverage you may need

(No contact info required!)

Step 2: Wait 10 Seconds

Our website instantly compares major plan options to see what fits your unique needs

Step 3: Compare Proposed Plan

Evaluate your tailored plan recommendations along with other major options available

Step 4: Enroll

We offer a simple online enrollment form to enroll in the plan of your choice

*Note: Alternatively, you may browse and compare plans yourself at this point. Also, if you reside in a state that we do not currently serve, we will instead offer the option to join a waitlist and you will be unable to proceed with the remaining steps until we notify you that we are available in your state.

 

Why Use Our Website?

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Reliable

Get a unique recommendation based on your input! We do the math to compare the most important benefits and savings to you for virtually every local plan option in seconds.

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Empowering

Instantly compare your plan recommendation with other major plans in your area. Plus, see answers to commonly asked questions along the way.

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Convenient

We save you hours of time spent on researching and comparing plans with our quick and easy-to-use website, without the hassle of a phone call. That’s more time doing what you love!

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5 Star Google Rating

★★★★★

Our Customers

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I am so pleased...

★★★★★
“I am so pleased to have spoken with ChoiceGuard Insurance Services and to have changed my Medicare plan to one that was better suited for me. My agent, Levi, researched and compared plan options for me, and then he spent extended time explaining my options available. It is so nice to know ChoiceGuard really cares for their clients, and I trust them completely. For anyone requiring assistance with your Medicare plan, ChoiceGuard Insurance Services will put your needs first and be your advocate.”

—Mary Moore

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Best insurance help ever...

★★★★★
“Levi asked what we needed and wanted. He researched policies to find those meeting our requests and within 1 day, provided detailed comparison information. He was fast, precise, thorough, and gave clear comparisons. We give Levi Duke our highest recommendation. Thank you Levi.”

—Mike & Dana

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My agent is outstanding...

★★★★★
“My agent, Levi Duke, is outstanding. He clearly explains everything and fully answers all of my questions. In the future, I will certainly turn to him and ChoiceGuard for all of my insurance needs. I highly recommend Levi and ChoiceGuard Insurance Services.”

—Rosalind St. Amant

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I felt a lot of true care and concern

★★★★★
“I just shared a good time with my friend Levi at ChoiceGuard Insurance Services. He was very professional. Anybody can call ChoiceGuard to find out for themselves, and they will treat you very fairly and will be very honest and very open with you. They will do the very best to find the policy that suits you and your needs. I’ve been through this with others, and I felt a lot of true care and concern from them about my well being.”

—Kenneth Stark

Reviews above demonstrate the caliber of our business and agents and were not written explicitly about our online tool.

We Sort 100s of Plan Options for Free

We’ll help you compare Medicare Advantage (Part C) and Prescription Drug (Part D) plan options from your local insurance carriers to find a plan that may fit your needs. No added costs on top of plans!

Plan Options

Second wait

Extra cost to you

The logos above are only a few of the carriers we represent. We offer a combined 1,072 plans from 33 different brands in the states we serve!

Features

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Accurate

With our proprietary algorithm, we do the math to compare plans and offer personalized recommendations with the power of technology

Secure

We use the latest security technology to make sure your information stays safe. We also never sell your information

User-friendly

Simple and easy to use with commonly asked questions along the way

Personalized

Your situation is unique, and so is your plan recommendation

Supported

Get helpful tips along the way. You can also speak with a licensed agent via Live Chat or phone before or after enrolling in a plan!

Frequently Asked Questions

What if I need help?

Our website is super user-friendly and keeps Medicare simple! We've designed it for those with even the most limited computer know-how and/or Medicare knowledge.

We offer additional info and tips along the way for common Medicare questions that arise. If you still have questions, you can give us a call or send us a message to speak with a licensed insurance agent!

Toll-Free: (844) 607 - 2379 | TTY 711

Chat with us by clicking here.

Are you licensed and legit?

Yes! We started out as a typical licensed insurance agency but found a more transparent, reliable, and simple way to deliver our services to you. We are still run by licensed insurance agents. We've taken that experience and extensive research and partnerships to provide you with high-quality service online.

If you want to verify our license status in your state, search our name on your state insurance commissioner's website.

(Just Google '(your state) insurance commissioner agency search')

Then, search for our full legal name: 'ChoiceGuard Insurance Services'.

Do I have to give out contact info? I don't want to get spam calls or emails.

We'll only ask for contact information after you choose to enroll in a plan so that we can facilitate plan enrollment and inform you of updates and other important details about your plan or coverage periods. We may also offer Medicare or other insurance tips or offers, but you can opt-out at any time.

We'll never sell any personal information you provide us to third parties to ensure your information stays private and to prevent any spam calls or emails. See our privacy policy for more details.

What if I want to change plans after enrolling on your website?

We are here to help in the long run. We can always assist in looking at alternative options and eligible plan enrollment periods if you are dissatisfied. Chat with us online if this is the case.

Who do you represent? (which insurance companies)

Most national and regional insurance companies offering Medicare health insurance plans in the states we serve. The following are all the carriers and/or marketing names we represent:

Aetna Medicare, Allwell, Alignment Health Plan, Anthem / Anthem or Blue KC in Missouri, Anthem Blue Cross, Anthem Blue Cross Life and Health Insurance Co., Anthem Blue Cross Partnership Plan, Ascension Complete, Blue Shield of California, Brand New Day, CarePlus Health Plans, Inc., Cigna, Clear Spring Health, Clever Care Health Plan, Devoted Health, Freedom Health, Inc., Geisinger Gold, Humana, Molina Healthcare of Florida, Molina Healthcare of Utah & Idaho, Regence BlueCross BlueShield of Idaho and Regence BC BS Utah, Regence BlueCross BlueShield of Utah, SCAN Health Plan, SelectHealth, Simply Healthcare, Simply Healthcare Plans, Inc., Wellcare, Wellcare by Allwell, Wellcare by Health Net. Additionally, ChoiceGuard Insurance Services, LLC, is an independent agency authorized to offer Highmark Blue Shield products and Highmark Wholecare Medicare Assured in the state of Pennsylvania.

How do you keep my information safe?

Our website is fully encrypted to make sure your information is secure. To respect your privacy and keep your information safe, we never sell your information to third parties. Our privacy policy applies and contains additional details.

Will this cost me anything?

Our services will always be free to use, and we never add additional fees to the plans themselves. You get the same rate enrolling through us that you would get anywhere else!

Some Medicare Advantage plans may even cost $0 per month, as long as you keep paying your Medicare Part B premium (if applicable). This is because Medicare helps cover the cost of the plan.

When you enroll, we are compensated directly by the insurance carriers to offer our service and continuing support, so you never have to pay us a dime!

How do you make money?

We are paid directly by the insurance carriers as a commission when you enroll to offer our service and continuing support. So you never have to pay us a dime!

We typically get paid the same amount by each insurance carrier, so we aren't partial to any one plan or insurance company. We provide recommendations based on your needs, preferences, and input!

Why should I enroll in a plan with you?

There are several compelling reasons to enroll with us:

1. Flexible Options and Personalized Recommendations: With the constant changes in plans and personal needs each year, you need a partner that adapts. As a licensed insurance agency, we represent over 34 organizations offering 1,072 plans across the states we serve. This broad network enables us to provide unbiased, personalized recommendations. Our goal is to ensure your plan always serves your best interests, even if that means helping you switch to a different plan that better suits your evolving needs in the future.

2. Continued Support: When you enroll in a plan through our website, you gain access to ongoing support, valuable tips, and crucial alerts that aren't typically provided when enrolling directly with an insurance carrier.

Our commitment is to your long-term well-being and peace of mind.

Can I enroll outside AEP (Oct 15 - Dec 7)?

Often times, yes.

There are many Special Enrollment Periods (SEPs) that exist outside of the Annual Election Period (AEP).

For example, anyone with a Medicare Advantage plan has the chance to switch plans one time from Jan 1 - Mar 31. Additionally, those with Medicaid (or Medi-Cal in CA) can switch one time per quarter, outside of AEP.

Many other SEPs also exist.

During the enrollment application process, you will be asked if these or any of the many other special enrollment circumstances apply to you. If one of them does, then you are likely eligible to enroll now.

We recommend filling out the enrollment application to see which SEPs you might qualify for. If you get stuck, give us a call!

Let's See What You Qualify For!

It never hurts to check with no obligation, no required contact info, and NO COST to use our services!